Do you have Medicare?
Do you live on a limited income?
Do you need help paying for your prescription medications?
With the recent changes in Medicare
you may qualify for low income subsidies which may provide extra help with prescription drugs. You may also qualify for assistance to pay for Medicare Part A and Part B premiums, co-insurance and Medicare deductibles. You can also learn how to take advantage of preventative and nutrition services that are available to you through your healthcare provider.
The ADRC and Area Agency on Aging offer free Medicare counseling to older adults and people with disabilities. The benefits counselors are specially trained to answer your questions and provide you with objective, easy-to-understand information about Medicare, Medicare Supplemental Insurance, Medicaid, and Long-Term Care Insurance.
Benefits Counselors can help you:
- Understand Medicare eligibility and enrollment
- Understand your Medicare benefits by explaining what services are covered under Medicare Parts A and B and your Medicare Summary Notice
- Understand your Medicare Prescription Drug (Part D) benefit
- Make informed choices about Medicare coverage options, Medigap policies and Medicare Advantage Plans
- Understand financial assistance programs that may be available to help pay for your Medicare premiums, deductible and co-pays, as well as your prescription drug needs (Extra Help and Medicare Savings Plan)
- Understand and assist with the Medicare appeal process
- Understand benefits under Long-Term Care policies
- By making presentations on Medicare to your group or organization
For assistance with extra help for prescription drug applications and Medicare Part A & B premiums, contact the SPAG Area Agency on Aging at